Find the plan that best suits your needs.
Flexible Payment Plans
Smile Now, Pay Later
We’ve partnered with Cherry to make your dental care more accessible than ever. Cherry offers quick, convenient financing with equal monthly payments, so you can get the treatment you need today — and pay over time.
Why Patients Love Cherry:
Easy Monthly Payments – Spread your dental costs over time, up to 60 months.
0% Interest Options – Qualify for 0% APR plans for up to 24 months.
No Hard Credit Check – Applying won’t impact your credit score.
Apply in Seconds – Fast application, right from your phone.
Whether you're coming in for a cleaning, crown, or cosmetic upgrade, Cherry lets you take care of your smile without the stress.
Easy Dental Financing with CareCredit
Smile now, pay over time.
We accept CareCredit, a healthcare credit card that helps you get the dental care you need — without the upfront stress. From cleanings to crowns, you can pay in easy monthly payments that fit your budget.
Why Patients Love CareCredit:
0% Interest Options – On qualifying plans.
Fast Approval – Apply online or in our office in minutes.
Reusable – Use it again for future dental care, even for family members.
Get the treatment you need today — and take your time paying for it.
Insurance & Financial Options at ESP Dental
At ESP Dental, we believe everyone deserves access to high-quality dental care—without the stress of confusing financial details. Whether you have dental insurance or are exploring self-pay options, we’re here to help you understand your choices and make care affordable for you and your family.
🦷 We Accept Most Major Dental Insurance Plans
Dental insurance can feel overwhelming, but we make it simple. When you visit our Phoenix office, a member of our friendly front desk team will help verify your coverage and explain your benefits. Every plan is a little different, so we also recommend contacting your insurance provider directly with any specific questions you may have. We’re always happy to assist!
Some of the dental insurance plans we currently accept include:
Aetna
Ameritas
Best Life and Health
Blue Cross Blue Shield
Careington International Corp.
Cigna
Dental Select
DenteMax
GEHA
Guardian
Humana
Lincoln Financial
Medicare Advantage Plans
MetLife
Principal Financial Group
Solstice Benefits Inc.
Sun Life Financial
United Concordia
United Healthcare
Don’t see your plan listed? Give us a call—we may still accept it or help guide you through how to use your out-of-network benefits at our office.
💳 Credit Card Payments
We gladly accept all major credit cards for your convenience:
Visa
MasterCard
American Express
Discover
Payments are typically due at the time of service unless prior arrangements have been made. If you have questions about your bill, balances, or credit card charges, feel free to reach out to our front desk. We're here to help!
💬 Questions About Your Coverage?
Navigating dental benefits doesn’t have to be a hassle. Call us or stop by the office—we’re happy to walk you through your insurance plan, review your estimated costs, and help you explore treatment options that fit your budget.
ESP Dental is committed to making your dental experience as smooth and stress-free as possible—from your first phone call to your final smile.
